Author name: Micheal Akingbade

From Loan to Profit: Strategies to Turn Microcredit into Business Growth

Finance / By

From Loan to Profit: Strategies to Turn Microcredit into Business Growth Microcredit loans have become the main tools for the empowerment of entrepreneurs, particularly those from marginalized communities. Indeed, these small, easily accessible loans provide the initial financial impetus required to start or expand business ventures. However, the ability to translate a loan into sustained […]

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Successful Loan Repayment Strategies: A Handbook for First-Time Microcredit Borrowers

Finance / By

Successful Loan Repayment Strategies Microcredit loans are vital instruments in new entrepreneurship empowerment, more so in the case of communities that lack access to mainstream sources of finance. However, loan repayment calls for proper planning, good management of one’s finances, and the ability to make very shrewd decisions. VETLEP argues that responsible loan repayment is

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Nurturing Integrity Through Education: A Core Value at Valdymas College

Education / By

Nurturing Integrity Through Education: A Core Value at Valdymas College Integrity lies at the heart of character and success. At Valdymas College of Advanced Studies, we are committed to cultivating honesty, responsibility, and ethical decision-making in our students. In a world where moral choices can often be challenging, we believe that education plays a pivotal

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Transformative Role of Weekly Assessments in Student Success

Education / By

Transformative Role of Weekly Assessments in Student Success Education thrives on continuous feedback and reflection. At Valdymas College of Advanced Studies, our weekly assessments are an essential tool in our mission to nurture well-rounded, academically excellent, and self-aware students. These assessments go beyond mere grading—they serve as a transformative mechanism to evaluate learning, identify challenges,

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Understanding Loan Terminology: Key Factors that Beginner Borrowers Need to Recognize

Finance / By

Understanding Loan Terminology First-time borrowers might find the details in loan contracts very overwhelming. Microcredit loans are like those made available under the Valdymas Entrepreneurial and Transformational Leadership Empowerment Program (VETLEP) and are designed to support small businesses in poor communities. But a full understanding of the conditions and terms of the loans is necessary

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Smart Spending: Prioritizing Expenses with Your First Microcredit Loan

Finance, Uncategorized / By

Prioritizing Expenses with Your First Microcredit Loan Microcredit loans are transformative tools that enable entrepreneurs to launch or grow their businesses, especially in underserved communities. However, the success of a microcredit loan depends largely on how effectively the funds are allocated. Without careful planning, borrowers risk mismanaging their loan, leading to financial strain and missed

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Mentorship & Networking; The Non-Financial Resources That Play a Vital Role in Supporting the Success of Microcredit Initiatives​

Finance / By

The Non-Financial Resources That Play a Vital Role in Supporting the Success of Microcredit Initiatives Microcredit loans provide essential financial support to entrepreneurs in underserved communities, enabling them to secure the capital needed to launch or expand their businesses. However, financial resources alone are insufficient to guarantee success. Non-financial resources, particularly mentorship and networking, play

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