Author name: Micheal Akingbade

Creating and Using Financial Projections for Loan-Backed Businesses

Finance / By

Creating and Using Financial Projections for Loan-Backed Businesses In the world of entrepreneurship, financial projections serve as the cornerstone for strategic planning and operational success, particularly for businesses relying on loan-backed financing. These projections provide a roadmap for financial sustainability, offering insights into cash flow, profitability, and overall financial health. For organizations like Valdymas Entrepreneurial […]

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Common Mistakes in Loan Management

Finance / By

Common Mistakes in Loan Management: A Guide for New Microcredit Borrowers Microcredit loans are a powerful tool for empowering entrepreneurs and small business owners, especially in underserved communities. At Valdymas Entrepreneurial and Transformational Leadership Empowerment Program (VETLEP), we recognize the potential of microcredit loans to drive economic development and poverty reduction. However, effective loan management

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How to Use Microcredit Loans for Long-Term Business Growth and Sustainability

Finance / By

How to Use Microcredit Loans for Long-Term Business Growth and Sustainability Microcredit loans have emerged as a transformative financial tool, enabling small business owners and entrepreneurs to access much-needed capital. Organizations like the Valdymas Entrepreneurial and Transformational Leadership Empowerment Program (VETLEP) are at the forefront of this movement, offering flexible and affordable loans alongside mentorship

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Budgeting and Forecasting: Maximizing the Potential of Your Microcredit Loan

Finance / By

Budgeting and Forecasting: Maximizing the Potential of Your Microcredit Loan Microcredit loans are a critical lifeline for small businesses and entrepreneurs, particularly those in underserved communities. However, access to funding alone is not enough to ensure business success. Effective budgeting and forecasting are essential for optimizing the use of microcredit loans and achieving long-term growth

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Building a Solid Foundation for Lasting Success

Education, Leadership / By

Building a Solid Foundation for Lasting Success In a world filled with uncertainty and rapid change, success—whether personal or organizational—requires a strong foundation. Dr. Joshua K shares timeless insights on how individuals, organizations, and even nations can achieve stability, resilience, and long-term impact by focusing on the “rocks” that form a solid foundation. The Power

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Building on Rocks

Education, Leadership / By

BUILDING ON ROCKS Three friends made significant investments and sought advice on navigating challenges and achieving success. After evaluating their investment choices, one friend stood out for selecting a stable, long-term investment with high returns. This led to a valuable discussion about decision-making based on rocks, stones, and sand a principle taught to the friend by

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Preparing for Repayment: Practical and Helpful Tips for First-Time Borrowers

Finance / By

Preparing for Repayment: Practical and Helpful Tips for First-Time Borrowers Taking out a microcredit loan can be a life-changing step on the way to meeting ambitious business goals for entrepreneurs and small business owners. However, managing and negotiating the intricacies of loan repayment can be especially overwhelming and intimidating for those who are novice borrowers

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Building Investor Confidence Through Responsible Microcredit Loan Management

Finance / By

Building Investor Confidence Through Responsible Microcredit Loan Management It is a requirement of the highest order in the dynamic and fast-changing environment of microfinance to develop and maintain investor confidence—a vital component in the long-run success and expansive growth of microcredit programs. Whether large institutional bodies or small individual contributors, investors always look for and

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The Power of Consistency in Academic Success

Education / By

The Power of Consistency in Academic Success Success in academics doesn’t come overnight; it is built on consistent effort and a disciplined approach to learning. At Valdymas College of Advanced Studies, we strongly advocate for the power of consistency as a driver of academic excellence. This article delves into why consistency matters in education, how

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Building Consistency as a Lifelong Skill

Education / By

Building Consistency as a Lifelong Skill While academic achievements are critical, the habits and skills developed during one’s education have a lasting impact. Consistency is a skill that transcends academics, playing a vital role in career success, personal growth, and relationships. At Valdymas College of Advanced Studies, we instill the value of consistency as a

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